• This agreement details the terms and conditions between you, the customer, and Excel-QS (Pvt) Ltd. ("we," "us", "company", "owner"), governing your access to our website and the downloadable digital recordings we offer, including their content (the "products"). By accessing our website and purchasing, downloading, or using our products, you acknowledge and accept these terms and conditions in full. If you do not agree to these terms, please do not use our website or engage with our products.

License and Use of Products

• The documents available on our platform are intended for your personal or professional use only.
• You may not redistribute, resell, or share the documents with third parties without prior written consent from Excel-QS (Pvt) Ltd.
• The content provided in the documents is for reference purposes. It is your responsibility to ensure the documents are suitable for your specific needs and that they comply with relevant standards, laws ,and regulations.

Purchasing and Downloading

• All purchases are final once the document has been downloaded. Due to the nature of digital products, refunds will only be issued under specific circumstances outlined in our Refund Policy.
• Ensure that your device is compatible with the file formats provided before making a purchase. We are not responsible for issues arising from incompatibility.

Intellectual Property

• All documents, including templates, content, and design, are the intellectual property of Excel-QS (Pvt) Ltd. or our content creators.
• Unauthorized use, copying, or distribution of the documents may result in legal action.

Liability

• We provide these documents "as is" without any warranties or guarantees of accuracy, completeness, or suitability for your purposes.
• We are not liable for any damages, losses, or issues that may arise from the use of the documents purchased from our marketplace.

Amendments to Terms

• We reserve the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting on our website. It is your responsibility to review the terms periodically.